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04/01/2011

10 Reasons to Purchase Travel Insurance

blog17 - 10 Reasons to Purchase Travel Insurance

There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong.

1. It’s 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
2. Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
3. This is your first visit out of the country and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
4. You’re involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
5. If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
6. You arrive in Mexico and your luggage doesn’t. If it’s lost, who will help you find it? If it’s delayed, who will pay for your necessities? If it’s stolen, who will pay to replace it?
7. You lose your job and now can’t afford to go on your trip. Is there a way to recoup some of those pre-paid, non-refundable deposits?
8. You’re walking down a street in Cancun and twist your ankle. Who can help you find an English-speaking physician?
9. You’re in the Army and during your scheduled leave, you plan to take a vacation. Three weeks before your scheduled vacation, your orders change and you are called back to active duty. Is there any way for you to get a refund for your non-refundable trip costs?
10. You are forced to evacuate your rental unit due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation investment?

The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there are any conflicts between the contents of this document and the Policy (form series T30337NUFIC), the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in New York, NY. Coverage may not be available in all states.